Why Many Clients Choose Self-Pay for Therapy
Payment Options
FSA, HSA,Visa, MasterCard, OON Benefits, Venmo, Cash App
Choosing how to pay for therapy is an important decision - and for many people, self-pay (out-of-pocket) offers a level of care, privacy, and flexibility that insurance simply can't match. Your privacy is fully protected. When you use insurance, therapists are required to share a mental health diagnosis and ongoing treatment details with your insurance company. This becomes part of your permanent record. Insurance companies also place limits on session frequency, length, and type of care. With self-pay, your therapy stays completely confidential - no diagnosis required, no third-party oversight. This gives you the freedom to seek support for anything from stress and life transitions to deeper emotional work without being labeled or restricted. Self-pay also gives you access to the therapist who is the best fit for you, rather than being limited to in-network options. Many clients find that this level of autonomy and individualized care leads to a higher-quality therapeutic experience that is truly centered on their needs.
Rates
Individual $195
Couples $295
You may request a Superbill to submit on your out-of-network benefits for potential reimbursement. Check with your specific plan as all insurance plans vary.