Why Many Clients Choose Self-Pay for Therapy
Payment Options
FSA, HSA,Visa, MasterCard, Venmo, Cash App, BCBS, Health Partners, Optum, Aetna
Choosing how to pay for therapy is an important decision - and for many people, self-pay (out-of-pocket) offers a level of care, privacy, and flexibility that insurance simply can't match. Your privacy is fully protected. When you use insurance, therapists are required to share a mental health diagnosis and ongoing treatment details with your insurance company. This becomes part of your permanent record. Insurance companies also place limits on session frequency, length, and type of care. With self-pay, your therapy stays completely confidential - no diagnosis required, no third-party oversight. This gives you the freedom to seek support for anything from stress and life transitions to deeper emotional work without being labeled or restricted. Self-pay also gives you access to the therapist who is the best fit for you, rather than being limited to in-network options. Many clients find that this level of autonomy and individualized care leads to a higher-quality therapeutic experience that is truly centered on their needs.
Therapy Rates
Individual 1 hour session $195
Traditional Couples 1 hour session $220
Discernment Counseling Rates
Initial 2 hour session $440
Follow-up 90 minute session $330
(This is a short-term therapy lasting no more than 5 sessions)
*I do not work with insurance for Couples Therapy. To maintain strict legal and ethical compliance with insurance companies, I do not provide "Superbills" for couples or discernment counseling, as insurance companies routinely reject them for relationship codes, nor do the longer sessions align with standard reimbursement models.
If individual therapy is recommended as a next step from couples work, I will gladly provide you with trusted referrals, but will not see you as this would create a conflict of interest.